Should I Pay My Highest Debt First?
Debt can be a heavy burden that many of us carry in various forms – from credit card balances to student loans and mortgages. The weight of debt can make financial decisions feel overwhelming, leading to questions about how best to approach repayment. One common dilemma that individuals facing debt grapple with is whether to […]
The Importance Of Regularly Updating Your Financial Plan
Your financial journey is like a roadmap to your future. Just as roads change, detours appear, and new destinations emerge, your financial landscape is constantly evolving. That’s why maintaining and updating your financial plan is not just a wise move, it’s essential for achieving your goals and securing your financial well-being. In this blog, we […]
Overcoming Anxiety & Achieving Financial Freedom with Debt Settlement
When talking about debt, sometimes we only focus on how quickly we want to pay it all off or how much we have in debt. But, something we don’t normally focus on is the way debt can silently eat at our mental well-being. Remember those times when a bill arrives, or your phone rings with […]
What is truly debt freedom
[fusion_builder_container type=”flex” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” parallax_speed=”0.3″ video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” border_style=”solid”][fusion_builder_row][fusion_builder_column type=”1_1″ type=”1_1″ background_position=”left top” border_style=”solid” border_position=”all” spacing=”yes” background_repeat=”no-repeat” margin_top=”0px” margin_bottom=”0px” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” center_content=”no” last=”no” hover_type=”none” min_height=”” link=””][fusion_text] Are you tired of being in debt? Ready to get your finances under control? Many people think that becoming debt-free is impossible, […]
Can Debt Settlement Really Help Me?
Debt settlement is the quickest and least expensive method to get out of debt, according to numerous debt relief professionals. Reducing the amount you owe to your creditors entails bargaining, either via you or your assigned negotiator. It takes time and effort to reach an agreeable reduction percentage. However, if you’ve got a debt that […]
Debt & Marriage: Who Will Win?
“I now pronounce you husband and wife, you may share each other’s debt”. They say that when you marry your partner, you also marry their quirkiness, their family, and their lifestyle. But, no one ever said anything about marrying their debt and sharing it now! So, what really happens when you marry someone with debt? […]
Debt Consolidation Vs. Debt Settlement
Coca-Cola vs. Pepsi. McDonald’s vs. Burger King. Cat vs. Dog. We think you get the idea! For many years, people, especially Americans that find themselves in debt have always wondered which is best…Is it debt consolidation or debt settlement? First, let’s explain what each of them do, and then we’ll discuss which one is better. […]
Is an Emergency Fund Really Necessary?
Life Happens. In two words we are able to describe the importance of having an emergency fund. From a broken bone to a layoff, emergencies come and go, and sometimes, they are here to stay and change our lives forever. But, what exactly is an emergency fund and how can we make one? And more […]
Risks In Making Minimum Payments
Why is it always tempting to make minimum payments? Sometimes, our financial situation isn’t the best and making the full payment isn’t possible at the moment. And as Brownie McGhee would say, “Something is better than nothing”. It’s best to pay at least the minimum amount of your credit card debt than not pay anything […]
Are There Taxes On My Settled Debt?
Across the United States, more than 77% of American households have at least some type of debt. And by the end of 2020, that debt had risen to $14.56 trillion across 120 million households! Now that is a ton of debt! With so many Americans facing medical debt, student loans, mortgages, credit card debt, and […]