What Is The Current Credit Card Rate?
Paying your credit card at the end of the month may seem like a hassle but paying it on time can really help you out in the long run! Now, in order to pay your [...]
Debt Fit Into Your Retirement Plan?
In two simple words: It doesn’t. Being in debt and planning on retiring simply do not work together. Many financial advisors say that we can only choose to pay one over the other. So, it’s [...]
Risks In Making Minimum Payments
Why is it always tempting to make minimum payments? Sometimes, our financial situation isn’t the best and making the full payment isn’t possible at the moment. And as Brownie McGhee would say, “Something is better [...]
Are There Taxes On My Settled Debt?
Across the United States, more than 77% of American households have at least some type of debt. And by the end of 2020, that debt had risen to $14.56 trillion across 120 million households! Now [...]
Budget Building 101
Have you ever tried building a sandcastle? Not only does it take time, but it also requires so much patience! Some build them in a matter of hours but others can take days or even [...]
Managing Our Money With These 5 Easy Steps
While money can’t buy us happiness, it certainly does make us happy to have some of it saved up when times aren’t so good. Saving, managing, and basically taking care of our money needs a [...]
Consumer Buying Power Vs. Credit Score: What’s the difference?
From a pack of gum to a pair of new Jimmy Choo heels, every little purchase you make every year is tracked and added to a list that determines consumer buying power. Thanks to this, companies [...]
Why Should I Let a Debt Settlement Company Help Me?
There is a proverb that says, “Say nothing of my debts unless you mean to pay them”. Seems kind of harsh doesn’t it? Well, when in debt, people on the outside, such as family members [...]
Credit Reports and Negative Credit
Credit reports are basically our financial report cards. Aced most of your high school classes? You can be sure you are on your way to college! But, what happens when you fail most of your [...]