What is Cash Advance?
A cash advance appears to be a simple method to obtain money quickly, but it may end up costing you a significant amount of money in interest and fees. familiarize yourself with the conditions so [...]
How To Pay Off Credit Card Debt
If you have credit card debt, you’re not alone! According to Experian, about 61% of Americans own a credit card and have an average debt of $6,194. While obtaining a card that allows you to [...]
Debt & Marriage: Who Will Win?
“I now pronounce you husband and wife, you may share each other’s debt”. They say that when you marry your partner, you also marry their quirkiness, their family, and their lifestyle. But, no one ever [...]
Debt Consolidation Vs. Debt Settlement
Coca-Cola vs. Pepsi. McDonald’s vs. Burger King. Cat vs. Dog. We think you get the idea! For many years, people, especially Americans that find themselves in debt have always wondered which is best...Is it debt [...]
Is an Emergency Fund Really Necessary?
Life Happens. In two words we are able to describe the importance of having an emergency fund. From a broken bone to a layoff, emergencies come and go, and sometimes, they are here to stay [...]
What Is The Current Credit Card Rate?
Paying your credit card at the end of the month may seem like a hassle but paying it on time can really help you out in the long run! Now, in order to pay your [...]
Debt Fit Into Your Retirement Plan?
In two simple words: It doesn’t. Being in debt and planning on retiring simply do not work together. Many financial advisors say that we can only choose to pay one over the other. So, it’s [...]
Risks In Making Minimum Payments
Why is it always tempting to make minimum payments? Sometimes, our financial situation isn’t the best and making the full payment isn’t possible at the moment. And as Brownie McGhee would say, “Something is better [...]
Are There Taxes On My Settled Debt?
Across the United States, more than 77% of American households have at least some type of debt. And by the end of 2020, that debt had risen to $14.56 trillion across 120 million households! Now [...]