Budget Building 101
Have you ever tried building a sandcastle? Not only does it take time, but it also requires so much patience! Some build them in a matter of hours but others can take days or even [...]
Managing Our Money With These 5 Easy Steps
While money can’t buy us happiness, it certainly does make us happy to have some of it saved up when times aren’t so good. Saving, managing, and basically taking care of our money needs a [...]
Consumer Buying Power Vs. Credit Score: What’s the difference?
From a pack of gum to a pair of new Jimmy Choo heels, every little purchase you make every year is tracked and added to a list that determines consumer buying power. Thanks to this, companies [...]
Why Should I Let a Debt Settlement Company Help Me?
There is a proverb that says, “Say nothing of my debts unless you mean to pay them”. Seems kind of harsh doesn’t it? Well, when in debt, people on the outside, such as family members [...]
Credit Reports and Negative Credit
Credit reports are basically our financial report cards. Aced most of your high school classes? You can be sure you are on your way to college! But, what happens when you fail most of your [...]
Can I Repair My Credit Report?
Having a "bad credit history," a "bad credit rating" or simply "bad credit" usually means your credit reports (and the credit scores that derive from them) show negative credit behaviors in your recent past. But [...]
Help! How do I build credit score without having any?
Wanting more of something that you currently have can be done but, what if you want more of something you don’t even have? Like it or not, credit scores are super important. Most milestones in [...]
My debt collector is Suing Me! What do I do?
FINAL NOTICE! Have you ever received a letter like this in the mail that lets you know that you are being sued by a debt collector? What can you do? And what if the information [...]
How to Spot a Bogus Debt Relief Company
Imagine this situation: You are drowning and you are screaming out for help. Right when you think you can’t hold on any longer, a lifeguard arrives and promises to help you. How would you feel? [...]