Credit Reports and Negative Credit
Credit reports are basically our financial report cards. Aced most of your high school classes? You can be sure you are on your way to college! But, what happens when you fail most of your [...]
Can I Repair My Credit Report?
Having a "bad credit history," a "bad credit rating" or simply "bad credit" usually means your credit reports (and the credit scores that derive from them) show negative credit behaviors in your recent past. But [...]
Help! How do I build credit score without having any?
Wanting more of something that you currently have can be done but, what if you want more of something you don’t even have? Like it or not, credit scores are super important. Most milestones in [...]
My debt collector is Suing Me! What do I do?
FINAL NOTICE! Have you ever received a letter like this in the mail that lets you know that you are being sued by a debt collector? What can you do? And what if the information [...]
How to Spot a Bogus Debt Relief Company
Imagine this situation: You are drowning and you are screaming out for help. Right when you think you can’t hold on any longer, a lifeguard arrives and promises to help you. How would you feel? [...]
Good Credit vs. Bad Credit
Good credit vs. bad credit has been a topic of discussion for a long time. While before it may have been a ‘either you care or you don’t’ matter – today it is a [...]
Money Saving Tips
How to Save Money: 3 Easy Tips Sometimes the hardest thing about saving money is just getting started.With a few tweaks to your spending, you’ll be on the fast track to saving money in no [...]
10 Money Tips For Saving In The Cold Weather to Come!
Money tips for the cold? Check out these 10 easy tips to help you save money in the coming months! Why are these money tips essential for the coming winter? Well, everyone could use some [...]
A $500 surprise expense would put most Americans into debt
A $500 surprise expense would put most Americans into debt While the jobless rate is going up and up, most Americans are on the verge of financial disaster. How so? Well, fifty-seven percent of Americans [...]