Budget Building 101
Have you ever tried building a sandcastle? Not only does it take time, but it also requires so much patience! Some build them in a matter of hours but others can take days or even weeks. But, why are we talking about sandcastles in a financial blog? No matter what is it that we build, […]
Managing Our Money With These 5 Easy Steps
While money can’t buy us happiness, it certainly does make us happy to have some of it saved up when times aren’t so good. Saving, managing, and basically taking care of our money needs a lot of work and patience! But while it may seem tough, it’s not impossible. But, how can we make managing […]
Consumer Buying Power Vs. Credit Score: What’s the difference?
From a pack of gum to a pair of new Jimmy Choo heels, every little purchase you make every year is tracked and added to a list that determines consumer buying power. Thanks to this, companies know where the marketplace is heading and what people are actually spending their money on as opposed to only guessing. […]
Why Should I Let a Debt Settlement Company Help Me?
There is a proverb that says, “Say nothing of my debts unless you mean to pay them”. Seems kind of harsh doesn’t it? Well, when in debt, people on the outside, such as family members and close friends can be the first to judge. But, when it comes to living it and thinking how will […]
Credit Reports and Negative Credit
Credit reports are basically our financial report cards. Aced most of your high school classes? You can be sure you are on your way to college! But, what happens when you fail most of your classes? Bad grades can affect your GPA and thus, affect your college plans. Well, the same thing happens with credit […]
Can I Repair My Credit Report?
Having a “bad credit history,” a “bad credit rating” or simply “bad credit” usually means your credit reports (and the credit scores that derive from them) show negative credit behaviors in your recent past. But let’s start at the beginning. What is a credit report? Our credit report is like our financial blueprint. […]
Help! How do I build credit score without having any?
Wanting more of something that you currently have can be done but, what if you want more of something you don’t even have? Like it or not, credit scores are super important. Most milestones in life, such as buying a house or leasing a car, require a credit history, but if your credit score is […]
My debt collector is Suing Me! What do I do?
FINAL NOTICE! Have you ever received a letter like this in the mail that lets you know that you are being sued by a debt collector? What can you do? And what if the information doesn’t add up and the person they are suing isn’t you? Here are some things you should have in mind […]
10 Money Tips For Saving In The Cold Weather to Come!
Money tips for the cold? Check out these 10 easy tips to help you save money in the coming months! Why are these money tips essential for the coming winter? Well, everyone could use some extra cash in their pockets. These money tips can instantly have you pocketing savings. From simple changes to a few […]